Insurance Policy

Ramsdell Pediatrics, Inc. has contractual obligations with insurance carriers to collect all co-payments, co-insurances, and deductibles on the date of service. All copays, deductibles, co-insurances, as well as any outstanding balances, will be collected upon check-in. Insurance claims are filed on the date of service, therefore, it is very important for you to have your insurance information current. Please be prepared to present your insurance card at check-in every time your child is evaluated.

We participate with most insurance plans. Your insurance coverage and benefits are a contract between you and your insurance company. Each plan has different benefits for you as well as different financial obligations. Not all insurance policies cover all services. It is your responsibility to check with your insurance company to determine covered benefits. We are required to file with your primary carrier only. It is your responsibility to file charges with any secondary insurance carriers for reimbursement.

If you have insurance coverage under a plan with which we do not have a contract, you will be treated as a “self-pay” patient and will be provided documentation to assist you in filing your own claim. We offer a reasonable discount for our cash paying patients. We will give you an estimate of what will be due at the time of service and payment for services is due at the time of service